Investing with goals

Understand what affects your investments

Navigate how to decode market forces.

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What drives your investment performance?

Markets move every day. When you check your investments, you naturally want to understand what influences their value. Inflation, interest rates, economic growth all shape market changes, but what do they mean for you?

Understand which economic forces are at play when it comes to your investments.

Let's decode these key market forces together, cutting through the noise to what matters: reaching your financial goals.

Outsmart inflation

Your savings need to grow just to maintain buying power. That’s why you need to ask yourself:

 

  • Are you willing to accept losing purchasing power by keeping more cash at hand than you actually need.
  • Do you want to potentially grow your purchasing power, by investing your savings in solutions that have the potential to outpace inflation growth.

Keep enough cash for your needs and emergencies, but don't let the rest sit idle and lose value.

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Decode interest rates

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Interest rate changes affect both your existing investments and new opportunities. When rates change, you might wonder:

 

  • How does this affect my current investments?
  • Are my investment solutions already designed to handle these changes?
  • Do I need to do anything?

If you're the kind that would rather delegate these decisions to professionals, we design investment solutions that aim to deal with changes so you don't have to react to every market shift.

Sense market movements

Markets naturally move through different phases. The key isn't to avoid the waves but to build a boat strong enough to handle them. 

Consider:

 

  • Do you want to focus on protecting what you have?
  • Are you looking for potential opportunities to grow your investments?
  • How comfortable are you with seeing your investment value vary?

Bull and bear markets don't last forever. Always remember your advisor is here to provide perspective when you need it.

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Leverage economic growth

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Different parts of the economy grow at different speeds. Think about :

 

  • Do you want to focus on stable, established sectors?
  • Are you interested in faster-growing but less predictable areas?
  • Are you investing across regions to access different potential growth opportunities?

Your financial advisor can help you assess these choices based on your goals and comfort level, ensuring your strategy matches your ambitions.

Focus on what matters most

Your time is valuable. While markets never sleep, you shouldn't have to watch them constantly. That's where professional guidance makes a difference.

We work behind the scenes daily, so you don't have to spend time:

 

  • Monitoring markets and analysing opportunities
  • Managing risks across changing market conditions
  • Adjusting strategies when markets shift

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From complex decisions to peace of mind

 

Market factors can be complex and time-consuming to monitor. Interest rates, inflation, economic growth, and market changes all influence your investments in different ways.

If you don't want to dedicate too much time but still want professional support, you can partner with investment professionals who dedicate their time to analysing and managing these factors.

Your role is primarily to define where you want to go

 

Need help defining your goals? Our step-by-step guide can help you.

Unless otherwise stated, all information contained in this webpage is from Amundi Asset Management S.A.S. and is as of 20 January 2025 . Diversification does not guarantee a profit or protect against a loss. The views expressed regarding market and economic trends are subject to change at any time based on market and other conditions, and there can be no assurance that countries, markets or sectors will perform as expected. These views should not be relied upon as investment advice, a security recommendation, or as an indication of trading for any Amundi product. This material does not constitute an offer or solicitation to buy or sell any security, fund units or services. Neither Amundi Singapore Limited nor Amundi Asset Management S.A.S. accepts any liability whatsoever, whether direct or indirect, that may arise from the use of information contained in this webpage. Investment involves risks, including market, political, liquidity and currency risks. Past performance is not a guarantee or indicative of future results.

Date of first use: 20 January 2025

Doc ID: 4052233

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