Investing with goals

Invest with purpose, not with doubt

Find out how to make more confident investment decisions.

woman smiling

Wondering which investments actually match your goals?

With countless investment options available, choosing the right ones can feel challenging. Investment decisions deserve careful thought.

We cut through the complexity and help you match investments to your goals.

Let's clear the path to your investment decisions.

Understand the risk-return connection

Every investment opportunity presents a trade-off between potential returns and risks. Here's what you need to know:

 

  • Higher potential returns typically come with higher risks
  • Lower-risk investments generally offer more modest returns

Your personal comfort with market fluctuations matters. Consider your own situation carefully. If high market fluctuations may keep you awake at night, you might prefer more conservative options, even if they offer lower potential returns.

The primary focus is that you personally feel comfortable with your investment's risk-return approach.

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Factor timelines in your decision

Your investment horizon significantly influences which solutions make sense for you:

  • Focus on preserving capital over growing it                   
  • Need more stable, conservative investments                                                                                                                                                             
  • Can typically handle more market volatility ; meaning the degree to which your investment values fluctuate
  • Often suited for riskier investments that have more potential to grow in value
  • Aim to give you time to recover from market downturns

Diversify your investments.

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Spreading your investments across different options helps manage risk:

 

  • Mix different types of investments (equity funds, bond funds, ETFs, gold, real estate)
  • Include various geographical regions
  • Consider different industry sectors

When some investments face challenges, others might perform well, helping to balance your overall returns. Consider seeking professional guidance to build a properly diversified* portfolio that aligns with your goals and risk tolerance.

Evaluate different options

There are many options for how you can best build your portfolio. We are happy to help you with:

 

Equity Funds

• Invest primarily in stocks of listed companies
• Suited for long-term growth goals
     • Can focus on specific regions, sectors, or   investment topics such as AI

   

Bond Funds

• Invest in government and corporate bonds
• Often seen as safer, more predictable investments but as with all funds nothing is guaranteed
        • Aim to provide regular income potential                     

 

Multi-Asset Funds

• Combine stocks and bonds in a single investment
• Offer built-in diversification*
• Good for medium to long-term goals

 

Exchange-Traded Funds (ETFs)

• Track specific market indices
• Trade like stocks on exchanges
                        • Often have lower costs                       

 

 

From Knowledge to Action

 

Investment knowledge is your foundation, but action is what builds your future.

These key principles help you better understand your options and have productive conversations with your financial advisor. Today's choices build tomorrow's success.

Unless otherwise stated, all information contained in this webpage is from Amundi Asset Management S.A.S. and is as of 20 January 2025. Diversification does not guarantee a profit or protect against a loss. The views expressed regarding market and economic trends are subject to change at any time based on market and other conditions, and there can be no assurance that countries, markets or sectors will perform as expected. These views should not be relied upon as investment advice, a security recommendation, or as an indication of trading for any Amundi product. This material does not constitute an offer or solicitation to buy or sell any security, fund units or services. Neither Amundi Singapore Limited nor Amundi Asset Management S.A.S. accepts any liability whatsoever, whether direct or indirect, that may arise from the use of information contained in this webpage. Investment involves risks, including market, political, liquidity and currency risks. Past performance is not a guarantee or indicative of future results. 

Date of first use: 20 January 2025

Doc ID: 4052240

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*Diversification does not guarantee a profit or protect against a loss.